Imagine cleaning your living room and discovering a coin worth $875,000 tucked under a couch cushion. That’s exactly what happened to a Sacramento family in 2025, proving that life-changing treasures can still hide in everyday places. Here’s the full story of the rare 1964 Kennedy Half Dollar, why it’s so valuable, and how you could spot one in your own home.
The $875K Couch Coin: A Lucky Discovery
While moving furniture in September 2025, the Martinez family found a shiny 1964 Kennedy Half Dollar under their old couch. Instead of spending it, they showed it to a local coin dealer — and the reaction was immediate.
This was not an ordinary Kennedy half. It was a Special Mint Set (SMS) coin, struck on proof dies but never officially released to the public. Graded SP68+ Deep Cameo by PCGS, it had perfect mirror-like surfaces, frosted portrait details, and flawless contrast. Heritage Auctions sold it for $875,000 in October 2025, setting a new standard for non-SMS 1964 Kennedys.
Why This Coin Is So Rare
- Only 12–20 SMS 1964 Kennedys are known in all grades.
- Struck on high-pressure proof presses for maximum detail.
- Never circulated; the coin had been lost decades ago but remained untouched.
- Protected from light, air, and handling — essentially a 60-year time capsule.
Other Kennedy Half Dollars Worth Watching
Even today, rare Kennedys occasionally turn up in everyday locations. Here’s a snapshot of 2025 finds:
| Rank | Coin Type | Grade | Recent Sale | Common Hiding Spots |
|---|---|---|---|---|
| 1 | 1964 SMS | SP68+ Deep Cameo | $875,000 | Couch cushions, drawers, attics |
| 2 | 1964 Accented Hair Proof | PR69 DCAM | $112K–$180K | Family proof sets, jars |
| 3 | 1970-D Kennedy Half Dollar | MS68+ | $82K–$129K | Bank rolls, old purses, coffee cans |
| 4 | 1966 SMS Deep Cameo | SP69 | $42K–$78K | Original mint envelopes |
| 5 | 1964 Regular Proof | PR70 DCAM | $25K–$48K | Forgotten proof sets from 1960s |
Even circulated 1964–1970 silver Kennedys fetch $500–$5,000 depending on condition.
How to Spot a Hidden Million-Dollar Kennedy
You don’t need a professional grading kit. Look for these key features:
- Date: 1964, 1966, or 1970-D coins are top targets.
- Edge: Solid silver (no copper streak) for 1964–1970 coins.
- Surface: Mirror-like fields with frosted portraits indicate SMS or proof.
- Hair Details: Look for the “Accented Hair” lines on 1964 proofs.
- Condition: No scratches or wear, especially on the cheek and hair.
Quick verification:
- Take clear photos and post on r/coins for free expert opinions.
- Use the PCGS CoinFacts app to check population and rarity.
- Visit a local coin shop for instant appraisal.
Where to Sell Rare Kennedys
| Platform | Speed | Percentage You Keep | Best For |
|---|---|---|---|
| Heritage / Stack’s Bowers | 60–90 days | 90–95% | $50K+ record coins |
| GreatCollections | 30–45 days | 95–97% | $5K–$100K pieces |
| eBay (slabbed) | 7–30 days | 85–92% | $500–$20K coins |
| Local Shops | Same day | 60–80% | Quick cash, lower-value finds |
Always get high-value coins graded by PCGS/NGC — it can increase value 50–300%.
FAQs
Q1: Was the $875K coin really found under a couch?
A: Yes — October 2025, Sacramento family, verified by Heritage Auctions.
Q2: Which Kennedy should I check first?
A: 1970-D key dates and 1964 SMS coins are most valuable.
Q3: Are all 1964 Kennedys valuable?
A: No — circulated coins are worth $12–$15; rare proofs or SMS coins can reach $10,000–$875,000.
Q4: Should I clean the coin?
A: Never — cleaning destroys up to 99% of value.
Q5: How can I quickly know if my coin is valuable?
A: Photograph it clearly and post on r/coins for expert feedback.
Conclusion
The $875,000 Kennedy Half Dollar proves that treasures still exist in everyday spaces. From couch cushions to drawers and jars, your home could be hiding a fortune. Check every 50-cent coin — the next find might be life-changing. The ultimate treasure hunt is happening right now, one half dollar at a time.